Terms & Conditions

TERMS AND CONDITIONS FOR ROHAR PAY PAYMENT GATEWAY SERVICES IMPORTANT LEGAL NOTICE: PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THE ROHAR PAY PAYMENT GATEWAY. BY REGISTERING FOR, ACCESSING, OR UTILIZING THE ROHAR PAY PLATFORM, YOU (HEREINAFTER REFERRED TO AS "MERCHANT," "USER," OR "YOU") EXPRESSLY AGREE TO BE BOUND BY ALL TERMS STIPULATED HEREIN. IF YOU DO NOT AGREE WITH ANY PART OF THESE TERMS, YOU MUST REFRAIN FROM USING OUR SERVICES. 1. INTRODUCTION AND DEFINITIONS 1.1 Overview : ROHAR PAY (hereinafter referred to as "Company," "We," "Us," or "Our") is a technology service provider that operates a proprietary payment gateway and automated payment verification system. Our platform facilitates the digital collection, processing, and verification of payments between Merchants and their respective customers. 1.2 Definitions: · "ROHAR PAY Platform" refers to the payment gateway software, APIs, dashboards, and automated verification tools provided by us. · "Merchant" refers to any individual, business entity, or organization that registers to use our services to receive payments. · "Automated Verifier" refers to the digital system that automatically validates the authenticity and status of a transaction without manual human intervention at the time of processing. · "End-User" refers to the customer making a payment to the Merchant through the ROHAR PAY Platform. 2. ACCEPTANCE OF TERMS 2.1 Binding Agreement: By clicking "I Agree," "Sign Up," or by using any part of our payment processing infrastructure, you signify your unconditional acceptance of this entire agreement. 2.2 Amendments: ROHAR PAY reserves the sole right to amend, modify, or update these Terms and Conditions at any time without prior individual notice. It is your sole responsibility to review this document periodically. Continued use of the service following the posting of any changes constitutes acceptance of those changes. 3. DESCRIPTION OF SERVICES 3.1 Service Scope: ROHAR PAY provides a digital bridge between the Merchant's website/app and various financial networks (banks, UPI, cards, wallets). The "Automatic Verifier" cross-references payment data with banking networks to confirm the successful transfer of funds to the Merchant's designated account. 3.2 Role as an Intermediary : It is expressly understood that ROHAR PAY acts strictly as a technology intermediary and automated facilitator. We do not act as a bank, financial advisor, insurer, or underwriter. 4. MERCHANT OBLIGATIONS AND COMPLIANCE 4.1 Accurate Information: You agree to provide accurate, current, and complete information during registration. You are solely responsible for maintaining the confidentiality of your API keys, login credentials, and dashboard access. 4.2 Compliance with Laws : You must use the ROHAR PAY Platform in strict compliance with all applicable local, state, national, and international laws, including but not limited to: · Anti-Money Laundering (AML) regulations. · Know Your Customer (KYC) norms. · Data Protection and Privacy laws. · Reserve Bank of India (RBI) or equivalent international financial regulations. 5. PROHIBITED ACTIVITIES (ZERO TOLERANCE POLICY) The Merchant strictly agrees NOT to use the ROHAR PAY Platform for any of the following activities: · Illegal Goods & Services: Transactions involving narcotics, counterfeit goods, illegal weapons, unlicensed pharmaceuticals, or any item prohibited by law. · Fraudulent Schemes: Ponzi schemes, pyramid schemes, advance-fee fraud, identity theft, or any deceptive practice. · Unauthorized Gambling: Online betting, unlicensed casinos, or lottery transactions. · Intellectual Property Infringement: Selling pirated software, media, or counterfeit trademarks. · Chargeback Fraud: Intentionally misrepresenting transaction data to initiate unwarranted chargebacks. 6. LIABILITY, INDEMNIFICATION, AND USER RESPONSIBILITY (CRITICAL CLAUSE) 6.1 Absolute User Liability: THIS IS THE MOST CRITICAL CLAUSE OF THIS AGREEMENT. The Merchant acknowledges and agrees that ROHAR PAY is purely a blind, automated verification and routing system. We do not, nor can we, physically verify the underlying legal validity, morality, or legitimacy of the goods or services being sold by the Merchant. Consequently, the Merchant shall bear the FULL and SOLE responsibility, legal liability, and financial consequences for all transactions processed through their ROHAR PAY account. 6.2 Illegal Payments : If any payment processed via the ROHAR PAY Platform is later deemed illegal, fraudulent, unauthorized, or in violation of any law (whether initiated by the Merchant or the End-User), the Merchant hereby agrees to assume complete and total responsibility. You agree that ROHAR PAY shall not be held liable for any fines, penalties, asset freezes, or legal judgments incurred as a result of such illegal activity. 6.3 Indemnification : You hereby agree to indemnify, defend, and hold harmless ROHAR PAY, its directors, officers, employees, agents, and affiliates from and against any and all claims, damages, losses, lawsuits, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: · Any illegal payment processed through your account. · Any violation of this Agreement by you. · Any dispute between you and your End-Users. · Any third-party claims regarding the legality of your goods/services. · Any breach of data security caused by your negligence. 6.4 "You Are Facing the Consequences" Clause : The Merchant unequivocally agrees that in the event of a financial audit, criminal investigation, or civil lawsuit regarding transactions under their Merchant ID, they shall be the primary point of contact for regulators and law enforcement. ROHAR PAY will cooperate fully with authorities but bears no liability for the underlying actions of the Merchant. 7. DISCLAIMER OF WARRANTIES 7.1 "As-Is" Basis : THE ROHAR PAY PLATFORM, INCLUDING THE AUTOMATIC PAYMENT VERIFIER, IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED. 7.2 No Guarantee of Uptime : While we strive for maximum uptime, we do not warrant that the service will be uninterrupted, error-free, or completely secure. We are not liable for transaction failures caused by banking network outages, third-party interruptions, or force majeure events. 7.3 No Liability for Indirect Damages : UNDER NO CIRCUMSTANCES SHALL ROHAR PAY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITIES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. 8. RESERVE, HOLDS, AND SETTLEMENT 8.1 Settlement Risk : ROHAR PAY reserves the right to hold, delay, or withhold settlements to the Merchant in cases where transactions are flagged for potential fraud, legal review, or compliance checks by our automated systems or banking partners. 8.2 Chargeback Liability : The Merchant is fully liable for any chargebacks, reversals, or refunds initiated by their End-Users. ROHAR PAY reserves the right to debit the Merchant's pending or future settlements to recover any amounts owed due to chargebacks or disputes. 9. TERMINATION AND SUSPENSION 9.1 Suspension : We reserve the immediate right to suspend, restrict, or terminate your access to the ROHAR PAY Platform at our sole discretion, without prior notice, if we suspect illegal activity, breach of these terms, or risk to the financial ecosystem. 9.2 Survival : Upon termination, Clauses pertaining to Liability, Indemnification, Disclaimers, and Intellectual Property shall survive indefinitely. 10. GOVERNING LAW AND JURISDICTION 10.1 Jurisdiction : These Terms and Conditions shall be governed by and construed in accordance with the laws of [Insert Country/State, e.g., the Republic of India]. 10.2 Dispute Resolution : Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts situated in [Insert City/Region]. 11. DATA PRIVACY 11.1 Data Handling : ROHAR PAY collects and processes transaction data solely for the purpose of routing payments and verifying transactions. We do not sell or misuse Merchant or End-User data. However, we reserve the right to share data with regulatory authorities if legally compelled to do so. 11.2 Merchant Responsibility : You are responsible for obtaining proper consent from your End-Users regarding data collection and privacy. 12. FORCE MAJEURE Neither party shall be liable for any failure or delay in performance under this Agreement (other than for payment obligations) which is caused by circumstances beyond their reasonable control, including but not limited to natural disasters, war, terrorism, riots, embargos, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, or strikes. 13. SEVERABILITY If any provision of these Terms is found to be invalid, illegal, or unenforceable under applicable law, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it enforceable while preserving the original intent. 14. ENTIRE AGREEMENT These Terms and Conditions, along with our Privacy Policy, constitute the entire agreement between the Merchant and ROHAR PAY regarding the subject matter hereof and supersede all prior agreements, understandings, negotiations, and discussions, whether oral or written. THANK YOU FOR READING T&C